A car crash is a traumatic event. It undoubtedly causes damage to the vehicles involved and may cause bodily harm to the individuals involved in the car crash. There will be costs to fix the vehicles, medical expenses, and sometimes lost work time. These costs should all be covered by the insurance company of the driver at fault.
In the state of California, all drivers are required by law to have liability insurance coverage for property damage and injuries. This provides drivers with personal liability protection and a means to recover expenses caused by a car crash.
Despite California law, there are many drivers on the roads and highways who do not have liability insurance coverage. Without that coverage, who will be responsible for the expenses of a car crash?
If someone gets into a car wreck with an uninsured driver, there are still options to recover expenses attributed to that car crash. A driver with uninsured motorist coverage will be able to recoup the expenses of a car crash from his or her own insurance policy. “If you do not have these kinds of insurance or if your damages are more than the policy’s limit, you can sue the other driver. However, even if you win the case, you cannot be sure that the other driver has the money to pay.”
It is important to take care in interactions with insurance companies, whether your own insurance company or another driver’s insurance company. It is important to know your rights so that you are not taken advantage of by an insurance company and risk receiving much less than what is owed to you for your damages and injuries. Before talking with an agent, it is critical to obtain the advice of an experienced California lawyer. We can provide solid advice that may make the difference between a meager recovery and a fair and proper recovery.
You can rely on the compassionate San Francisco personal injury attorneys at Alexander Law Group, LLP to guide you through the difficult time that follows a crash with an uninsured driver. We are here for our clients and will passionately seek appropriate compensation for you. Contact us today for a free case evaluation.