Introduction When a consumer buys a fire insurance policy on their home they are betting in favor of a potential risk that most probably will not occur. To appreciate the rareness of a home fire consider all the times you have driven through your neighborhood or have flown into a major city. The number of […]
Insurance Fraud / Bad Faith
Can Your Car Insurer Deny Coverage for Your Failure to Cooperate after an Accident?
Have you ever heard of the “cooperation clause” in your car insurance contract? Most people haven’t, even those who have purchased car insurance for a number of years. The first time many people learn about it is after they have filed a claim, when the company alleges that the policyholder is not cooperating in getting […]
How Can Truck Driver Logs Help Your Accident Case
Traffic experts often attribute crashes to three types of factors: driver, environment, and vehicle. When litigation develops over an accident involving a tractor-trailer, the focus is on evidence that bears on these issues. One of the most valuable pieces of evidence is truck driver logs. Truck driver logs include a wealth of information about driver […]
Nationwide is Not on Always on Your Side
Last year, Judge Jeffrey K Sprecher awarded $18 million in punitive damages to the plaintiffs in Berg v. Nationwide Mutual Insurance. Not surprisingly, Nationwide is trying to appeal the decision. In response to the appeal, the Judge asked the Superior Court to reject the appeal and cited various examples of the company’s bad faith practices. […]
Allstate Forced to Pay Back Overcharges to Homeowners
There is no doubt the “good hands” people have been using them to pick Californian pockets. Allstate Insurance Company was ordered to reduce their homeowner’s rates by $255 million statewide by the California Department of Insurance. Now the question remains whether it will issue the refunds owed their customers.More than 850,000 customers will see their […]